Card Transaction Monitoring Analyst

A universe of opportunities. Open to you.  

Payoneer’s mission is to empower anyone, anywhere to participate and succeed in the global economy. If our mission connects with your values, if you revel in solving complex challenges, and if you want to continuously advance your career, come realize your potential at Payoneer!   

Life at Payoneer is a global community, where you’ll work with colleagues all over the world, in a hybrid or remote work frame. As an equal opportunity employer, the only things that matter to us are your skills, your drive, and your desire to have a positive impact on others.   

We’re looking for a highly motivated Card Transaction Monitoring Analyst who will perform card fraud analyses and investigations, draw conclusions based on data and user behavior, and clearly communicate the findings. You will join a dynamic and fast-paced environment, and cooperate with other teams and departments to support the monitoring processes of the risk department. The ideal candidate will have a proven track record in card transaction/payment monitoring, Anti Money Laundering (AML) & Counter-Terrorist Financing (CTF), or related fields.

What you’ll be spending your time on:  

• Perform risk investigations and analysis 
• Draw conclusions based on multiple data sets and user behavior 
• Conduct research and provide data-driven analytical/risk insights 
• Communicate the review findings, make risk-related decisions, and act upon them 
• Work closely with other teams, groups, and departments to support the development of risk-related tools, processes, and products to improve monitoring mechanisms 

Is this you?  

The Payoneers are:  

Accountable | Adaptable | Collaborative | Communicative | Fast Learners | Independent | Motivated | Problem Solvers | Resilient | Technically Proficient  

For this role you are also:

• Proven critical thinking and problem-solving skills 
• Flexible attitude and ability to cope with changing requirements 
• A team player with strong cross-teams collaboration skills 
• Highly motivated with a can-do approach, committed to getting things right 
• Pay attention to small details and yet see the big picture 
• Available to work at least 3 days a week from our office in central Madrid

Have you done this kind of stuff?

• 3 years of experience as an analyst in Risk, Compliance, Credit Card Chargebacks, or equivalent domains 
• Proven ability to communicate effectively in English (both written and verbal) - another language is a plus! 
• Experience with analysis/investigations to identify trends and patterns 
• Experience working with SQL 
• Strong command of Excel and other MS Office Suite tools (Outlook, Word, etc.) 
• Bachelor’s degree 

Not a must but a great advantage:  

• Experience with open-source investigations 
• Experience with AML monitoring/investigations to identify fraudulent/AML behavior 

Who we are:  

Payoneer (NASDAQ: PAYO) is the world’s go-to partner for digital commerce, everywhere. From borderless payments to boundless growth, Payoneer promises any business, in any market, the technology, connections and confidence to participate and flourish in the new global economy. Powering growth for customers ranging from aspiring entrepreneurs in emerging markets to the world’s leading brands, Payoneer offers a universe of opportunities, open to you.   

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