Head, Cross Border Payments

Company Description

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

Job Description

Lead and manage the end to end solution capability for Transaction banking solution portfolio (within a solution set), develop and implement strategic plans and set effective targets to achieve portfolio P&L, meet client expectations and grow market share.

Essential Functions

Own, set and drive delivery against strategic plans and set effective targets to achieve the cross border payments portfolio P&L, meet client expectations and grow market share. Creating and implementing both a 3-year strategic roadmap as well as an annual operating plan to achieve these.

Provide relevant market insight and input towards the global solution set strategy. Supports high complexity execution at country level.

Define and maintain a competitive cross border payments portfolio value proposition, identify new opportunities, and proactively build relationships to influence and lobby through thought leadership and market advocacy.

Define, communicate and engage, monitor, review, approve and manage deviations, NPC for new and change the bank solutions

Build and lead the solution delivery framework and operating model, driving strategic plans and measuring results, consolidating and aggregating financial performance and profitability across the solution portfolio and value chain. Own the validation of investment business cases, priorities, and decision making for the function.

Lead best in class solution design and development from origination to implementation for the cross border payments portfolio.

Set the standards for solution design and development, vetting country solution design and testing outcomes in line with delegation of authority.

Act as a cross border payments solutioning expert, bringing deep technical understanding and support across the entire solution footprint.

Oversee solutions enablement and manage escalations

Partnering specialist risk areas to align to business risk management requirements, policies and procedures. Portfolio monitoring to manage risk and exposure. Working with and interpreting relevant regulatory frameworks.
Ensure effective product governance framework is in place and adhered to.

Manage the achievement of objectives by effectively leading and managing a team, including allocating clients, setting targets against each client, reviewing the quality of work, providing feedback and promoting personal and professional development to build capability within the team and enhance performance.

Promote and cultivate the desired Transaction Banking culture and promote a compelling and meaningful shared purpose within the team by aligning to the Transaction Banking people priorities for leadership, diversity and inclusion, to drive performance.

Qualifications

Type of Qualification: First Degree
Field of Study: Business Commerce
Experience Required

Over 10years cross border payment experience e.g.. traditional and emerging 

Solutioning
Transaction Banking
More than 10 years
Champions the simplification of Solutioning ways of working to enable better and faster client outcomes across multiple jurisdiction
More than 10 years
Comprehensive understanding of the overall firm and competitive environment and broad knowledge across multiple functions and business lines
More than 10 years
Demonstrate a track record of identifying and driving opportunities to expand and shift the market with new and alternative solutions aligned to current and future clients needs. 
More than 10 years
Demonstrates knowledge of the macro context working across multiple jurisdictions. Assimilates and applies knowledge to identify, plan and solution for multiple clients
More than 10 years
Develops clear solution value proposition aligned to client needs and focused on creating differentiated client experience and value.
More than 10 years
Drive and manage the display and understanding of the relevant legislation, regulations and solution requirements within relevant geographies
More than 10 years
Formulates a compelling vision and clearly articulates the benefits and future applications of any solutions, trends, client impacts across the TxB solution landscape.
More than 10 years
Integrates CIB ESG priorities and strategic imperatives to embed an authentic approach that fosters sustainable profitability across the TxB landscape
More than 10 years
Manage continuous improvement of internal solutioning system, address and guide team regarding trouble shooting, errors and liaise with IT Department in case of technical issues and enhancements, linked to operational requirements and compliance

Additional Information

Behavioural Competencies:

• Challenging Ideas
• Convincing People
• Developing Strategies
• Directing People
• Embracing Change
• Exploring Possibilities
• Generating Ideas
• Making Decisions
• Providing Insights
• Pursuing Goals
• Seizing Opportunities
• Upholding Standards

Technical Competencies:

• Business Insights
• Client Business Case
• Market Analysis
• Operational Planning
• Product Development
• Product Knowledge (Trading, Transacting)
• Risk Management
• Stakeholder Management
• Strategic Planning and Reporting
• Strategy Definition