Analyst, Capital Markets

Analyst, Capital Markets

Toronto, ON

At nesto, our mission is to provide a positive, empowering, and transparent property financing experience that is simple from start to finish. Our team consists of skilled technology experts, caring mortgage specialists, and a diverse marketing team, all working together to lead change in the mortgage industry.

At nesto, we're proud of 

· Our clients love our positive, empowering, and transparent mortgage financing experience.

· Our 4.5-star Google reviews talk by themselves!

· We won the 2023 & 2024 CLA Lender of the Year award, recognizing our excellence in lending services.

· We are a B Corp certified organization, highlighting our dedication to making a positive impact on our society and our planet.

· Our highly skilled, diverse, and collaborative team, makes everything possible!

· Our Mortgage Cloud platform gives financial institutions full access to nesto’s proprietary technology, powering a better client experience, from start to finish.

About the team:

nesto is looking for an Analyst to grow its Capital Markets team. In this high impact role, you will be supporting securitization, credit facilities, insurance and annual audits. You will be communicating with investors, completing weekly, monthly and quarterly reporting and providing support with ongoing and ad hoc projects.

What you would be doing:

● Participate in the securitization process: loan selection, preparing tranche files, providing investors with necessary information

● Managing the mortgage insurance portfolios to ensure loans are insured on a timely basis and discrepancies are resolved prior to securitization

● Analyzing the credit facilities to maintain cost optimization & liquidity and ensuring that all proposed credit exposures are in compliance with the established guidelines and limits and provide rationale for exceptions

● Executing end to end audits based on the established audit plans in alignment with applicable policies and regulatory guidelines in a timely manner

● Liaise and maintain strong working relationships with external and internal parties involved in the securitization structuring

● Provide accurate data and reports as requested by various investors to satisfy regulatory, weekly, monthly and quarterly reporting requirements

Who we're looking for:

● 1 to 3 years’ experience in securitization and/or hedging in a financial service

● Highly motivated individual with treasury/capital markets experience

● Good understanding of Canadian Residential Mortgage Industry

● Strong excel and financial modeling skills

 What we offer:

● Contribute directly to shaping the experience that will modernize the Canadian mortgage industry

● Multiple growth opportunities within the company

● Competitive compensation

● A generous time-off policy including 4 weeks vacation per year

● Premium benefits plan fully paid by nesto, including a top-class insurance plan and unlimited access to telemedicine service for you and your family from day 1

● An annual health budget

● An accessible international work program

● Possibility to work 100% from home (from Canada)

Diversity and inclusion

nesto strongly believes that creativity and collaboration come from diversity. We’re committed to fostering, cultivating and preserving a culture of diversity, equity, inclusion and belonging and nesto is proud to ensure unbiased practices to access employment and professional growth. All qualified applicants will receive consideration for employment without regards to age, colour, disability, ethnicity, family or marital status, gender identity or expression, language, physical and mental ability, political affiliation, religion, sexual orientation, veteran status and other characteristics that make our employees unique.