Risk & Data Analyst

In Younited our mission is to redefine e-credit processes to become your trusted financial partner. 🤝🏼

Our vision is to help you achieve your financial wellbeing. 💸

We also have started the process to become B-Corp certified. 🗺️

We are the leading provider of instant credit for the e-economy in Europe. Constant innovation, cutting-edge technology and an exceptional user experience have enabled nearly overe 1.2 million customers to access instant credit in a simple and transparent way, to renovate their home, go on vacation or buy a new smartphone.

We offer both credit and payment solutions :

- directly to consumers (Younited Credit / Younited Pay)

- via partners (banks, fintech & insurers who want to develop consumer lending activities, and retailers, telecom operators, e-merchants who want to offer their customers the easiest solution to pay in installments).

Some key figures about the Younited group :

1. Younited is present in 4 European countries🌍

2. Younited employs over 600 people in Paris, Rome, Barcelona, Lisbon🚀

3 Younited has forged several partnerships with prestigious players including Orange Bank, Microsoft, Bpifrance, Apple Premium Resellers, N26, Fortuneo and Lydia 💣

Our 5 corporate values that guide us every day:

1. Make it Simple: Go for simplicity at all levels of the customer experience and the organization. Be transparent.

2. Act as an entrepreneur: Take responsibility for your subjects, work as a team. Dare, try, accept to fail.

3. Innovate or die: Challenge the status quo, try the impossible!

4. Faster is better: Value speed over perfection. Align with priorities.

5. No limit: Be free, stay humble.

For its team based in Rome, Younited is looking for a Risk & Data Analyst.

The selected professional will join the Risk & Pricing team, specifically integrating into the strategic Risk area. This area is crucial for managing and optimizing the risk performance of Younited's credit portfolio.

The Risk & Data Analyst will operate under the direct supervision of the Risk & Pricing Manager, actively contributing to risk assessment and mitigation strategies. 🚀

The Risk & Data Analyst will play a central role in the following activities:

• Data-Driven Risk Monitoring: Oversee comprehensive monitoring and analysis of risk KPIs across all product lines, transforming complex data into strategic insights that drive proactive risk management.

• Policy Development and Optimization: Innovate and refine risk and fraud policies, focusing on emerging areas such as Instant Credit and new Credit Bureau services, to strengthen decision-making integrity and operational efficiency.

• Strategic Collaboration and Business Growth: Partner with cross-functional teams, both locally and with Paris-based central risk, to support high-impact initiatives, including Open Banking and Pay product launches, ensuring risk management excellence aligns with business growth.

What we are looking for:

• Bachelor's/Master's degree in Economics, Statistics, Mathematics, or Engineering 👨🏻‍🎓👩🏻‍🎓

• Knowledge of the banking/financial sector 🏦

• Excellent knowledge of the Office package (Excel, PowerPoint, Word) 💻

• Excellent knowledge of the English language 🔝

• Nice to have: knowledge of PowerBI and Python

• Proactivity in supporting strategic initiatives and ability to actively contribute to continuous improvement.

• High competence in data analysis and strong orientation towards solving complex problems.

• Time management skills and the ability to prioritize activities in a fast-paced and dynamic work environment.

• Effective communication skills, both in teamwork and in interactions with internal and external stakeholders.

• At least 2 years of experience in the banking/financial sector

Office & Team Life

- A central building in Rome…few steps from Villa Borghese 🌳

- Free coffee and a comfy kitchen to relax and do your lunch break ☕

- Free Beer every Friday 🍻

- Biliardino and playstation 🎮

- The latest in Hardware equipment 💻

Experience Our Younited Life Benefits

- Flexible Remote Policy 🏡🏢

- Parenting Policy 🚸

- A competitive salary package 🤑

- Welfare for you and your family 🫂

- Ticket Restaurant 🍽️

Ready to lead the instant credit revolution? Want to become the next Younie? Apply and let's meet 😎