Sr. Data Scientist - Risk & Fraud
Company
AppFolio
Location
Santa Barbara, CA
Type
Full Time
Job Description
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- Develop and implement advanced risk detection and fraud prevention systems
- Collaborate with Payments cross-functional partners to understand business needs and define key risk indicators
- Identify and surface variables that uncover risky behavior on the platform
- Prototype, deploy, and maintain machine learning models for real-time fraud detection
- Integrate detection algorithms into existing internal tools and workflows
- Conduct ongoing research into emerging fraud techniques and adapt strategies accordingly
- Continuously monitor and optimize system performance to ensure effectiveness against evolving criminal strategies
- Develop comprehensive monitoring and analytical reporting solutions
- Work closely with Risk and Fraud teams to understand emerging trends and reporting needs
- Create tools for monitoring data outliers and trend shifts
- Design and implement dashboards to visualize/investigate customer transaction patterns, account activity, and platform usage
- Develop automated anomaly detection systems to flag unusual behavior
- Build and maintain data pipelines to support real-time reporting and alerting
- Collaborate across teams to analyze and communicate the holistic impact of risk and fraud on the payments business
- Develop customer risk profiles for appropriate transaction handling and approval processes
- Partner with product and business scientists/analysts to quantify fraud's effect on key metrics like customer retention, transaction volume, and revenue
- Assist in creation of comprehensive dashboards linking fraud patterns to overall business performance
- Conduct cross-functional analyses on how fraud detection strategy changes affect various business areas
- Contribute to strategic planning sessions, aligning fraud prevention initiatives with broader business goals
- Contribute to overall Data Science and Analytics infrastructure:
- Develop reusable code libraries and modeling frameworks to support data apps, pipelines, and models across domains
- Implement best practices for version control, documentation, and reproducibility
- Collaborate on building scalable data assets that support both Payments and broader analytics needs
- Participate in knowledge sharing sessions to elevate the team's collective capabilities in rapidly evolving data science technologies and techniques
- Technical skills – should be able to research and implement various advanced analytical techniques needed to manage and scale our Risk & Fraud teams. Candidates should not only have the mathematical background to understand the pros and cons of various techniques, but also the engineering prowess to deploy and manage these models.Â
- Business acumen – understands key challenges facing our business and partners with key stakeholders to find creative ways to apply data science to solve them; connects dots between data & business outcomes
- Attention to detail – appropriately checks all work for errors and does not let important details slip when it comes to data and its accuracy
- Creative problem solving - able to use creativity and curiosity as tools to pick apart any problem, producing a solution which is relevant and realistic
- Efficiency – able to quickly iterate on data generation and refinement. Looks for ways to improve processes to maximize efficiency and remove redundancy
- Curiosity - always striving to learn more, keeping up to date with the latest tools and techniques being applied in industry.
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- Bachelor’s Degree in a STEM field and minimum 4-6 years experience in a related field
- Strong programming background (Python, SQL, R, etc.)
- Experience working with real-time payments/transactional data
- Experience developing, deploying, and monitoring machine learning models
- Experience creating, managing, and scaling data pipelines for reporting purposes
- Experience using cloud-based technologies and working in collaborative environments with version controlÂ
- Listening and interpersonal skills; ability to support, work, and communicate with cross functional partners in both technical and business terms
- Highly self-motivated and directed
- Proven analytical and creative problem-solving abilities
- Ability to effectively prioritize and execute tasks in a high-pressure environmentÂ
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- Experience in risk or anomaly assessment/detection
- Experience using dbt (data build tool)
- Experience using orchestration tools such as Airflow, Luigi, Dagster, etc.
- Interest/knowledge working with LLMs
- Experience as a mentor or tech lead on an analytics team
Regular full-time employees are eligible for benefits - see here.
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ÂDate Posted
11/09/2024
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